Snohomish County Chapter 7 Bankruptcy Attorney
Are you having difficulty making monthly payments toward your debts? Are you looking to find a way to get the debt relief you need to get a new start? It may be time to consider Chapter 7 bankruptcy. At the Everett office of Tom Kruse, Attorney at Law, we help individuals and families throughout Snohomish County stop creditor harassment and get the debt relief they deserve through Chapter 7 bankruptcy.
Legal Solutions for Snohomish County
Contact Tom Kruse, Attorney at Law
Chapter 7 bankruptcy is the type of personal bankruptcy that will stop all collection action immediately, including foreclosures. Once you have filed and been approved for chapter 7 bankruptcy, most of your debt will be discharged within three to four months. It will also stop any potential lawsuit for collections.
Many individuals hire a paralegal or inexperienced attorney who will fill out their Chapter 7 application and not represent them in court. This is a mistake. Recent changes to federal law have made it harder to file for Chapter 7 bankruptcy, pushing more and more people to Chapter 13 bankruptcy and a long repayment plan. When you work with an experienced lawyer, you can navigate all potential pitfalls and get the best results. We will prepare you for court, protect you in court, and fight for your best interests.
Chapter 7 Bankruptcy process can be complicated.
You want to be successful. You should consider hiring an experienced attorney. You won't pay much more, but your chances of success are greater. Mr. Kruse will prepare a large number of complicated documents that are then filed with the bankruptcy court in Seattle. The bankruptcy court will then send out notices to all creditors to stop all collection action. Mr. Kruse will prepare you for and represent you in the creditor's hearing that will take place approximately a month after filing. We have the experience and expertise to help you with all issues and to increase your chances of being successful in going through a chapter 7 bankruptcy process that will discharge all of your debts. With some exceptions, almost all of our clients are able to discharge all of their debts, end all of the collection action including phone calls, lawsuits and all other creditor harassment. Most clients are able to keep all their property. There is no publication of those people who file bankruptcy.
People who have incomes higher than the median income in this state can often qualify for chapter 7 and should not settle for the chapter 13 process. You may be surprised at how quickly you can rebuild your credit after getting out of bankruptcy.
Attorney Fees: About 90% of the bankruptcies that Mr. Kruse does, he charges a flat rate of $975 plus the court filing fee of $300 for simple, typical bankruptcies. Some bankruptcies are more complicated and will cost more. In most cases we can get started on a bankruptcy for as little as $200 down and payments on the balance. At the current time we charge $975 attorney fees plus the $300 court filing fee. We need $200 down to get started on a chapter 7 bankruptcy and can take payments on the balance while we're getting your papers ready to file.
Contact us: Mr. Kruse's office is located at 3014 Hoyt Avenue, in the Hoyt Legal Building in downtown Everett. The office is open Monday through Thursday from 8:00 to 5:00 and 8:00 to 12:00 on Fridays. Contact us today at 425-258-6155 for a free phone consultation or schedule an appointment for a free in-office consultation.
